What is the 3D-Security

Secure Online Shopping

3D Secure is a system developed by Visa and MasterCard in order to increase the security of electronic commerce transactions.

Purchases made via virtual businesses with Verified by Visa® and MasterCard® SecureCode logos* are under the guarantee of Visa and MasterCard. This way, both card holders and member businesses are secured against possible fraud.

*Services provided by Visa are named “Verified by Visa®”, and services provided by MasterCard® are named “MasterCard® SecureCode”.

Card Holders

You can do online shopping from all shopping sites on the web by joining the 3D Secure System.

Whether the website you will purchase from is included in Verified by Visa® and MasterCard® SecureCode or not, your card usage cannot be restricted. Also, the purchases you will make from websites included in Verified by Visa® and MasterCard® SecureCode will be extra secure.

If your bank is included in these services, you can register via the website. You can learn whether your bank is included in these services via your bank’s website. Your bank may have created its own brand for this service. You can contact your bank and learn more about this subject.

Businesses

With secure online shopping solutions such as Verified by Visa® and MasterCard® SecureCode, fraud rate decreases and extra secure payments can be made.*

It is possible to save from costs, as well as time with the decrease in chargebacks.

According to a research conducted by Visa Europe in Germany, Spain and England, security provided by Verified by Visa® encourages 84% of people who do not normally shop online to shop online and encourages 71% of people who do not shop online frequently to shop online more.

If these services are provided by the bank even though the card holder is not registered, the card holder is requested to be registered with “Activation During Shopping” procedure.

* If the card holder is not registered for these services, the transaction is completed without 3D Secure control.



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